Skin removal price

Okay how has everyone paid for the skin removal surgery? I already know I will not be able to live the rest of my life with the sagging skin. I’m very self conscious and anxious about my body and I already hate it now. I’ve seen some medical credit cards and stuff. Based on my stretch marks I’d need it for my arms, around my breasts, my stomach, my thighs, and possibly my butt. Would that just be a full mommy makeover at that point? Also I’m 26 and only about 150 pounds overweight, is there a chance that with my age and current size my skin won’t be as loose?