Best Forex Card BMX or Niyo?

I'm planning a trip to Finland. This would be my first experience in using Forex card. I've gone through multiple articles but couldn't confirm which one would be better. My main use cases will be spending in shops/ grocery stores/ transport/ restaurants.

Please suggest based on your experience and if you can elaborate your choice.

Thank you!

P.S. : I haven't used airport lounges. Please advice what's the process if lounge access is provided with the card