How is BBPS fair to Indian customers? Why should we have fewer rights than global credit card users?

While the rest of the world enjoys flexible credit card payments, we’re forced to clap BBPS. Rest of the world can :

✅ Pay anytime they want

✅ Multiple payments per month

✅ Instant credit limit restoration

✅ Freedom to manage credit utilization

✅ Pay when they have funds available

In India, BBPS restrictions mean:

❌ Can't pay before bill generation

❌ Must wait for monthly bill

❌ Limited payment options

❌ Forced to hold funds until bill date

❌ No flexibility in credit management

  • Many want to maintain lower credit utilization

  • People should be able to pay when they have funds

  • Prevents effective financial planning

In short can we do something about this ? Is it just me or anyone else is facing this problem ?