Frustrated with underwriting
I know they’re just trying to do their job… but I am frustrated. I was asked to reupload my check stubs because the location listed does not match where I live. I have mentioned I work from home, but I guess they didn’t understand.
Another thing that’s messing me up is splitting my daughters tax return with her father. I have him claim our daughter and he splits the earned income and child tax credit with me. So that’s a large deposit they’re asking about. I can explain it, but I’m not sure how to prove it. It just looks like a random big cash deposit. We have never been married and I have told underwriting this twice, and they’re still asking for divorce papers.
I am afraid this will mess up my financing :(