How to have a car

I really want to have my own car. But akon salary is just 20k plus lang, I know di ni enough for a car. And idk if okay ni sa financing. Aside sa ma ipon pa gd ko, ano ma advice nyo? Kay ka budlay na gd ya mag commute 😭😭 as in 🥹

Edit: THANK YOUUU! Taga province ako muna budlay gd mag commute for me. And owning a motor is budlay gd sakon kay di ako kabalo bisan bike. Indi man ko ka move closer since, indi sugot akon Mom. Ipon2 danay ako. Thank you for the insights! I really appreciate it 😊