Nikon Zf Lens options

I am keeping an eye for a good deal on ZF this black Friday. My photography is mainly street, landscapes, and family photos. The question I have is on the kit lens. I am ruling out 24-70.

Should I go for 40mm and then 24-120 when a good deal pops up? Or directly with 24-120?

I am not looking to not go beyond $2.8K for the entire kit, so any recos on how to maximize my investment will be great. I'm upgrading from D40 and have the 55-200DX, which I unfortunately can not use here.

Thanks in advance.