Cost of Living

I’ve been reading multiple things that say that you’re not supposed to work your first year of law school, and often times people rely on loans.

My question is, for places that have a really high cost of living, for example Miami. How are you supposed to find affordable housing? I don’t see apartments that are cheaper than $2000 a month. Do they give you that in loans? Isn’t that too much money to be taken out?