BOC Credit Card: Not Worth It?
I applied for a BOC credit card because of their promo of “Zero Annual Fee.” But the approved card was just a Classic MC. But I was aiming for a Gold or Platinum since I have 3 platinum MC from BPI, UB, and Eastwest and one Gold CUP from BDO. It arrived just today.
So I called their hotline to confirm should I meet the spend requirement for the approved CC, will the zero annual fee be carried over if after a year it will be converted to a Gold or Platinum. She said “no.”
So I think it’s nonsense to spend 60K for a classic if I’m aiming for a 100k spend Gold CC.
BTW, I am an employee under San Miguel Corp, the parent company of BOC, but yet there were no considerations or special treatment. Lol.
Goodbye BOC!