How difficult are jaguars to solo?

My wife and I play together on our own private game on Normal difficulty, and we've been very conservative about trips into the deeper rain forest where jaguars and alligators lurk. We've both read a lot of horror stories, with people complaining about nearly unavoidable death even on Casual, etc.

We did eventually brave this area to get copper/tin around awareness level 20 or so, and with the two of us together plus our deployed companions, the jaguars and alligators and such were no more challenging than bush dogs. Whoever gets attacked just hides behind a shield, and everyone else murders it with devastating, all-out attacks basically instantly.

But today, I am on vacation while my wife is working. I am tempted to head deeper into the jungle on my own, but I am not sure how much more challenging the jaguars would be solo. I have high quality beast bone/hide tier gear. Any thoughts? I'd rather not find out by losing my best gear and best tribesmen if this is going to be a super risky endeavor.