Any other Mutants here who are Federal Gov’t (FERS) participants?
How have you adapted the FOO and guidance re: savings rates/allocation with the expected pension?
I recognize the pension is a promise and things can change, but I’ve got a reasonable optimism it will be there at my retirement age in the next 10-15 years.
And bonus if anyone here has a spouse who is also a Fed. Any added changes/suggestions to consider in this situation?
All my spreadsheet math shows we’ll be fine at retirement - but don’t know if I’m missing something. Seems almost too good to be true…hence my skepticism.