I’m the girl he wants to date but not marry

Problem/goal: My bf of almost 4 years (this march 2025 mag fofour years nakami) called me last night and admitted that he does love me but “has reservations in marrying me”.

Context: Well, that really hurt 🥹 Reasons daw is because of my circumstances: overthinker daw kasi ako and he doesnt want that in marriage, something about my family not being secured (my sister and mom are making questionable decisions in life), and baka mahihirapan ako mag get along sa family niya daw because iba family dynamics namin and his mom admittedly said that she doesnt really like me because I’m “liberated” just bc I spend overnights with my bf. He says its not about me naman but of my circunstances.

I really really love him. I never thought I could ever fall in love this hard until I met him. Before palang I already sensed that whenever I bring up topics of our future together or marriage he doesnt seem too engaged in the conversation? Sabi niya he doesn’t want to break up din naman. But he just wants to be honest with me. Im so torn between breaking up with him or staying with him because sabi niya may chance parin magbago (50/50). He’s also unsure.

Im so emotional and i am deeply hurt. Yung self confidence ko parang nawawala din. I feel like no matter how good I can be as a person, my circumstances will weigh me down. Any advice on this?

Thank you so much.

ADDITIONAL CONTEXT: Im 24 he's 25. We started dating during college. I think ako as an individual parang okay din naman. Dami ko namang achievements in life. I just graduated last year from a big 4 and cum laude, and now I have a decent paying job for a fresh grad, and I don't think I'm bad looking either. I got into an international program and got to travel to Thailand and Singapore. Dami kong pasalubong sa kanya. Im the type na active din sa mga outreach and leadership activities, etc. Financially, I earn enough to set aside savings for myself too.

Pero yun nga lang, my family is complicated. I also support them financially. Kaya minsan no matter how hard I try for myself, to make my life better, my circumstances weigh me down. At parang dagdag nalang sa isip ko na hindi pala ako wifey material kasi ganito estado ng pamilya ko. Sinabi niya na dagdag yan sa "reservations" niya sa akin kasi nag anticipate siya ng possible problems in the future.