App keeps categorizing random charges as internal transfers instead of regular transactions. Anyone else?

This shit is starting to drive me a bit insane. For the most part the auto-categorization works great, but there are regularly random charges that get categorized as "internal transfer" or "excluded" and it makes NO sense. There's no rhyme or reason to it — they're usually charges from actual merchants or restaurants, or they're similar to other charges that were previously correctly-categorized.

I haven't seen anyone post about this so many it's just me. But just complaining into the ether in case someone else is running into this issue.