FEHB vs Maryland State employee benefits?

My wife and I are in the enviable position of having the option between federal health insurance benefits and Maryland State employee health benefits. We've been on federal blue cross blue shield basic. We are considering changing to state of MD carefirst bcbs ppo or epo.

Other than primary care, PT appts and basic prescriptions; we may need to utilize reproductive assistance (IUI or IVF).

It appears that we could probably save a lot of money ($2800 in premium costs for the year) plus have more coverage for those reproductive services and lower prescription copays. But it seems too good to be true?

Does anyone have any experience with any of the above?

There was a post earlier this week with similar questions about the reproductive services, but it seemed like they were comparing federal plans vs ACA marketplace plans...

Any help is appreciated!!! Happy to clarify if I've confused myself and you :)