Dropping out of the in-game economy is such more fun for me

After about 800 levels I realized too much of my time was spent trying to spend caps, endless encrypted cards, loading up my vendor, watching for max caps, vendor hopping, etc..

I decided to just empty my vendors and dump it all for a lower level player and just let my caps stay at max. Now I just run events, raids, wander around and explore, and donate lots of stuff. When I see a camp, I just check out the build and ideas and couldn't care less what is in their vendor. It has really given me a new breath of fresh air in the nuked wasteland.