How to Be a Licensed Handyman in Maryland
I've been working with contractors for many years now and want to share what I've learned about getting properly licensed in Maryland.
First things first: Maryland takes handyman licensing seriously, and for good reason. Unlike some states, Maryland has specific requirements that protect both contractors and customers. The most important thing to know is that if you're planning to do jobs over $1,000, you'll need a Maryland Home Improvement Commission (MHIC) license. This isn't just bureaucratic red tape - it's essential protection for you and your clients.
Here's what you really need to know:
For jobs under $1,000, you can technically work without a license. However, I strongly recommend getting licensed regardless of your intended job size. It opens up more opportunities and builds trust with clients. Plus, you never know when a small job might lead to bigger opportunities.
To get your MHIC license, you'll need to:
- Pass a licensing exam covering business and law
- Provide proof of financial solvency
- Secure proper insurance coverage
- Pay the licensing fee (currently $371 for a two-year license)
One thing many new handymen don't realize is that insurance is just as important as licensing. In Maryland, you'll need general liability insurance at a minimum. I recommend at least $500,000 in coverage, though $1,000,000 is better for serious protection.
Based on my experience working with tradespeople throughout Maryland, here are some pro tips:
- Start preparing for your license exam early. The business and law portions are more detailed than most expect.
- Build relationships with local suppliers and other contractors while you're getting licensed. They can be great referral sources once you're up and running.
- Consider specializing in specific types of repairs or improvements. Maryland customers often prefer specialists over generalists for certain jobs.
- Keep detailed records of all jobs, even small ones. Maryland has specific requirements about contracts and documentation.
A common mistake I see is people trying to work under the table or taking jobs beyond their license scope. Don't do it. Maryland regulators actively investigate unlicensed contractors, and the fines can be devastating to a new business.
The licensing process might seem daunting, but it's manageable if you approach it step by step. I've seen many successful handymen build thriving businesses here in Maryland by doing things the right way from the start.
Remember that requirements can change, and different counties might have additional regulations. For example, Montgomery County has some specific requirements that differ from Baltimore County.
For those interested in learning more about handyman licensing requirements in Maryland and other states, let me know and I can share a link to a full guide.
Stay legal, stay safe, and build your business on a solid foundation. Maryland's a great market for skilled handymen who do things the right way.