Is it OK to take a break from school?

Cross-posting to hopefully get perspectives from people with different experiences xx

Hi, I'm in college and I'm considering dropping my classes this semester due to mental health. Lately, I've been far too depressed to get much homework done, show up to class consistently or put in any effort more than the bare minimum. We are only a month into the semester and my grades are already dropping, so I want to drop out before I have to pay for the classes and before it affects my GPA. I've been struggling so much to find any motivation for school, but part of me feels embarrassed to want to take a break considering I'm only taking 3 classes, all gen ed, and I don't even have a major. Im hoping to take a break this semester and work on my mental health and return in the summer, but I'm worried dropping out will have the opposite effect. Im worried that staying home and isolating myself, with no direction or purpose will only make me more depressed.

Im just unsure of whats the best decision and Id love to hear if anyone else has had experience like this or any advice. thx! xoxo