Do unborn babies have a soul yet? (NOT POLITICAL)

So I’m of the belief that we’re immortal souls having a human experience, etc. etc. Some people believe that our body only gets our soul right when we’re born, but I have heard of people who have in-womb memories (I know someone personally who does, and it was confirmed that they remembered correctly. Although they didn’t say the exact period of gestation when this occurred). And my mom had a “vision” while she was pushing me out that she picked my grandfather’s soul to inhabit my body.

What are your thoughts on this? Any personal experiences that have answered this question for you? I’ve always been curious about it.