Devastated. Can’t get bisalp.

Tagging this as insurance because that what it boils down to. Just coming here to rant and if anyone has any thoughts or words of wisdom, they’d be greatly appreciated. Slightly vague on some details to protect my identity.

I (Early 20s/F) have come to the realization that there is no feasible way for me to get sterilized because I’m on my parents insurance and I’m at a loss. Being an American woman, I feel like my world is falling apart and that so much is on the line because I’ve never wanted kids and over my dead body would I let the government force me to have them.

I tried so hard. My parents would definitely not agree with it. They’re hard-core conservatives. I did so much sleuthing on the internet about my health insurance in regards to privacy, I called my insurance (UHC) and they assured me that even though I wasn’t the primary, the primary would not see my claims because I’m in my early 20s; that I could make an account of my own and have all of my statements there and all of my statements sent to my apartment address. I asked each question every possibly way and got the same answer: no, the primary wouldn’t find out.

So, I found a CF friendly doctor off of the subreddit, went in for my first annual appointment ever (and didn’t inform my parents) and during that I GOT MY GO AHEAD FROM THE DOCTOR/SURGEON. No bingos or anything. I was excited and getting ready to schedule, until the worst case scenario happened and my parents saw the claim for the appointment and everything has now crumbled apart. I called and asked about the possibilities about paying out of pocket, I couldn’t get a clear answer but it’d be too much probably.

Unfortunately, I am still partially financial dependent on them and so, if I were to go through with this, I could not only lose health insurance, but likely become homeless. This also means I can’t get an IUD as a back-up or they’d lose their minds. I just missed the open-enrollment period at my job too.

If anyone has any thoughts or suggestions for me, that’d be great. Thanks again.