I’m doing it

Background I’m a single 26 year old, I’ve decided I don’t want to have my own children if I decide I want a child later on in life I can always foster or adopt. I feel like being 42 with a couple of older foster kids and a few cats is my vibe lol. I’m not sexually active but I’m taking the step, I don’t want to worry about birth control being banned or not having this option in the future. I see my gynecologist in a little over a week. Will insurance cover everything? Also I have PCOS does that influence whether or not I’ll be covered? Are waitlists pretty long to get them done, am I going to be waiting 6-8 months?